# Executive Summary Clusttr is poised to improve the real estate investment landscape of Nigeria by utilizing availble digital technologies. We address the longstanding issues of hosuing illiquidity and restricted access, aiming to provide practical solutions for the real estate market. Nigeria currently grapples with a staggering housing deficit of 28 million units, a crisis rooted in the high cost of housing and the absence of accessible financial services. This glaring need for a solution forms the foundation of our endeavour. Our primary objective is to make real estate ownership more accessible by enabling the public to purchase property fractions based on their financial capacity. Additionally, Clusttr introduces tokenized real estate assets, offering users a robust means to access financial services, including loans and credit lines. Moreover, real estate developers partnering with Clusttr can showcase their properties to a broader, more diverse audience, transcending demographic boundaries and enhancing sales prospects. We recognize that the real estate market, irrespective of age or demographic, has not been an attractive or engaging sector. Our goal is to transform this perception and attract fresh resources to the real estate market. Clusttr advocates the fractionalization of real estate, enabling wider market participation by dividing assets into more manageable fractions. We intend to offer these fractions of real estate as semi-fungible tokens, empowering users to interact dynamically with their assets either by using them as collateral for loans, credit lines, or basic seamless exchange. In summary, Clusttr is committed to making real estate investment more accessible, engaging, and user-centric. We envision a dynamic real estate market that functions as a reliable store of value, offering healthy competition to banks and other savings platforms. Clusttr stands at the forefront of redefining real estate investment, opening new horizons for accessibility, financial services, and market engagement. Our mission is clear: to democratize real estate and enable every individual to harness the power of this market. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://clusttr.gitbook.io/clusttrs-white-paper/executive-summary.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.